Privacy

Last updated November 9, 2026

Set and Live is made by EchoCore Designs ("we" and "us").

The short version: your plan stays on your device. We don't collect your bills, balances, or bank details, and the app doesn't send them anywhere.

Your plan stays on your device

Your bills, deposits, balances, and matches are saved in your browser on this device. There's no account to create and no bank login.

We don't collect your numbers

The app doesn't send your bills, balances, or other financial information anywhere. There are no ads, no tracking, and no analytics.

Backups

When you save a backup, the file goes wherever you choose, like your Downloads, email, or cloud storage. Keep it somewhere safe. Anyone with the file can see your plan.

Buying and unlocking

Gumroad handles payments for Set and Live. When you buy, they process your payment and email you an unlock code. We receive your name and email from the sale so we can help you if you lose your code.

When you type your unlock code into the app, it's checked with Gumroad. After that, about once a month when you're online, the app checks the code again so a refunded purchase stops working. Only the code is sent, never your bills or balances.

Our website host

Like any website, the company that hosts setandlive.com may keep basic visit records, such as your IP address and browser type, for security. These records never include your plan.

Deleting your data

In the app's menu, tap Delete all my data to erase everything Set and Live keeps on this device. Clearing this site's data in your browser does the same.

If you email us

We use your email only to reply to you.

Changes

If anything here changes, we'll update this page first.

Questions

Email hello@setandlive.com. See also Terms and refunds.